Step 1: Select your Mortgage Officer & Realtor
Step 2: Buyer Consultation
Discuss needs with your realtor such as financing options, real estate goals, and current market conditions.
Step 3: Pre-Approval
Finish your file! Don't shop until you know what you can afford.
Step 4: Home Previews
After your consultation, your realtor will work to find your dream home!
Step 5: Make an Offer
And then there was 1! Review disclosures if available and make an offer.
Step 6: Offer Accepted!
Once your offer is accepted, your contractual timeline kicks off.
Step 7: Escrow Due
This is typically
within 3 days from effective date.
Step 8: Loan Application Due
This is typically within 3 days from effective date.
Step 9: Inspections
Your realtor will recommend a home inspector for you to schedule.
Step 10: Bind your insurance
Contact us at the email, website, or phone number!
941-779-6589
Step 11: Processing
Loan goes into underwriting and title work will be ordered.
Step 12: Appraisal
Once the loan officer collects the fee, they will book the appraiser. Sometimes a survey is also necessary.
Step 13: Out of Underwriting
In order to proceed, there may be conditions to meet on the loan.
Step 14: Closing Disclosures
At minimum within 3 day from closing date.
Step 15: Approved
Clear to close is issued from lender, documents go to the title company, wire instructions are given, closing platforms confirmed.
Step 16: Closing Day
Wire, walk through, funding, keys.
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